Wondering if your bank is open on the Fourth of July holiday? Although Tuesday is a federal holiday and most banks will be closed, many people are trying to figure out if banks, retail stores, the post office, and restaurants will be closed throughout the four-day holiday weekend.
Independence Day, most commonly called the Fourth of July, is one of 10 federal holidays celebrated in the United States. The Federal Reserve Bank is closed on July 4, making it an official bank holiday for banking institutions across the nation, including Wells Fargo, Bank of America, Chase, Santander, Citizens, and TD Bank. Credit unions will be closed as well.
However, most banks will be open regular hours on Monday, July 3, closing only for the holiday on Tuesday. Check with your banking institution if you need to get to the bank during the weekend that precedes the holiday. Some branches are open
Because the Federal Reserve bank is closed on Tuesday, if you make a deposit at an ATM, it won’t be processed until July 5. However, you can transfer money online or use your bank’s mobile app and get cash out of an ATM. Don’t forget, if you don’t use an ATM that’s in your bank’s network, you may wind up paying a fee or anywhere between $1.50 and $4.
Aside from banks, what else is closed during the July 4 weekend?
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There won’t be mail delivery on Tuesday, but all U.S. Post Office locations will be open on Monday. As far as the weekend goes, the USPS will be running on a normal schedule — most branches close at 12 Noon ET on Saturday and all branches are closed on Sunday, whether it’s a holiday weekend or not. Please note — Geek Wire reported that the USPS delivers Amazon packages on Sundays, something that started in 2014.
Expect the usual closings on July 4 including government offices, state and federal courts, the DMV/RMV, public libraries, the stock market, and the Social Security Administration.
If you need to buy last-minute Fourth of July party supplies and fireworks, retail stores will be open throughout the weekend. According to Mass Live, numerous retailers will be open on July 4.
This includes liquor stores, Walmart, Target, KMart, Sears, supermarkets, and many mall stores. However, it’s always a good idea to call ahead and verify the retailer’s holiday hours.
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