Obamacare Delayed Again Until 2015 For Individual Mandate, State Exchanges

As we see Obamacare delayed again, this time the individual mandate and state exchanges are effected.

As previously reported by The Inquisitr, the original Obamacare delay set back the implementation of the Affordable Care Act's insurance mandate for businesses by one year.

In order for Obamacare to function, the Affordable Care Act's state exchanges are needing 2.7 million youths to sign up. Assuming the Obamacare definition for full time employment is changed to 40 hours, the new Obamacare delay will only affect part-timers...and the devil. Millennials are the most likely enrollees since in order to qualify for Obamacare subsidies an individual applicant must have an incomes in between 100 percent to 400 percent of the federal poverty line.

When we first saw Obamacare delayed the average American was not affected all that much. At least for the individual, Obamacare was still planned to go into effect as early as October 1, 2013, when sign ups for the Obamacare state exchanges would begin. But continuing Obamacare's individual mandate despite delaying the insurance mandate would have greatly increased the 10 year cost of the Affordable Care Act, which as of 2013 was estimated to be $1.7 trillion, or about $745 billion more expensive than the original projection made in 2010.

Perhaps with these facts in mind, the Obama administration quietly delayed several key parts of Obamacare by releasing a 606 page document. State exchanges now have until 2015 to begin checking an applicant's employer insurance status. The Obamacare delay also allows for randomly checking income eligibility during the verification process instead of a comprehensive check:

"For income verification, for the first year of operations, we are providing (state and federal) exchanges with temporarily expanded discretion to accept an attestation of projected annual household income without further verification."

As originally intended, the Affordable Care Act was designed to collect taxes and fees for 10 years to cover six years of implementation. But this writer cannot determine how Obamacare being delayed until 2015 on both the business and individual side affects these Obamacare taxes. The Obama administration already has acknowledged that businesses will not have to pay certain fees for another year. But many individual taxes kicked in on January of this year. Considering the higher than predicted cost of Obamacare, it's possible these taxes will remain in effect.

Prior to all these delays, the Obama administration claimed the Affordable Care Act was running on schedule. Because we're now seeing Obamacare delayed until 2015 Republicans are calling for a probe to discover what key provisions of the healthcare law might be delayed next.

With Obamacare delayed until 2015, what do you plan on doing for your own health insurance?